ABOUT SUSHIL CAPITAL

Sushil Capital Pvt Ltd (SCPL) is a RBI registered Non deposit taking NBFC. We started our operations in 2008. SCPL provides services like lending money as an interest bearing Loan against Approved equity shares which our client owns.

Basically, we are here to help you increase your financial flexibility. LAS helps you to gain flexibility with your finances without disrupting your long term goals. You just need to pledge approved shares from your portfolio in our favour to achieve immediate liquidity. The best part is, the holding still continue to appear in your demat account only, and just as every other shareholder you too are entitled to receive the benefits of any corporate action announced on the said holdings/securities.

We do not cater other loan types like Education, Car or any other type of Personal loans.

INCREASE YOUR FINANCIAL LIQUIDITY

Under this LAS (Loan against Securities) scheme, a stock market investor can pledge his existing approved securities from his portfolio, with SCPL & avail funds after deduction of predefined margin. This availed fund then can be used by the client/borrower to invest in the capital market.

PROCESS OVERVIEW

Borrower must execute a Loan agreement with SCPL and provide all required statutory documents.

Client must preferably have a Trading & Demat account.

Client must open an additional Bank account with POA in favour of SCPL.

Borrower must pledge securities in lien marked in favour of SCPL from the approved list.

Client at any point of time during outstanding loan must maintain 50% LTV ratio.

Interest on utilised loan must be settled on monthly basis.

Sanction/Modification of Loan limits will be as per the risk/eligibility policy of SCPL.

BENEFITS

Interest will be charged only on utilized amount

Helps you to Leverage available investments for further new investments opportunities.

Helps you to Funds without selling your long term investments

Competitive Interest Rates.

Client/Borrower can continue to retain the ownership of your shares and enjoy all the corporate benefits like dividend, bonus etc. associated with the securities.

Client can view his funding position online

No minimum commitment fees

No lock in, no repayment & no foreclosure charges if client decides to repay the outstanding Loan.

Vast approved list to choose from

Funding can go up to 50% of securities amount depending on the type of securities.

FOR BUSINESS ENQUIRIES / OTHER QUERIES

Give a Missed call on – 08045936028
Mr. Jignesh Shah
+91-22-40934000 / 27 / 42
Mon to Fri - 09.00 a.m. to 6.00 p.m.
las@sushilcapital.com / Jignesh.Shah@sushilcapital.com